Jennifer's Journal
ABODES AND ESTATES
Your insider guide to real estate, lifestyle, and homeownership
Why So Many Homeowners Are Downsizing Right Now (And What It Means for Retirement Planning)
For a growing number of homeowners, retirement isn’t some distant idea anymore. It’s starting to feel very real. According to Realtor.com and the Census, nearly 12,000 people will turn 65 every day for the next two years. And the latest data shows as many as 15% of those older Americans are planning to retire in […]
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Mortgage Rates Hit a 3-Year Low: Why Today’s Numbers Are a Big Deal for Homebuyers
If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years. This moment marked a critical threshold. Now, rates are sitting in the low […]
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The Credit Score Myth That’s Holding Would-Be Buyers Back
Would-be homebuyers aren’t sitting on the sidelines because they don’t want to buy. They’re sitting out because they think they can’t. And sometimes, it’s their credit score that’s holding them back. According to a Bankrate survey, 2 out of every 5 (42%) Americans believe you need excellent credit to qualify for a mortgage. That may be why, when renters are asked […]
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Expert Forecasts Point to Affordability Improving in 2026
Wondering what to expect from the housing market in 2026? You’re not the only one. For the past few years, affordability has been the biggest barrier standing between most people and their next move. And a lot of buyers and sellers have been holding their breath waiting for things to get better. The good news? […]
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Thinking About Selling Your House As-Is? Read This First
If you’re thinking about selling your house this year, you may be torn between two options: Do you sell it as-is and make it easier on yourself? No repairs. No effort. Or do you fix it up a bit first – so it shows well and sells for as much as possible? In 2026, that decision matters more than […]
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Reasons To Be Optimistic About the 2026 Housing Market
A Market That’s Finally Finding Its Footing If a move is on your radar for 2026, here’s some good news: there’s a lot more working in your favor than there has been in a while. After several years of tight inventory, fast decisions, and frustrating trade-offs, the housing market is starting to feel… more normal. […]
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Your House Didn’t Sell. What Now? A Smarter Strategy to Get It Sold.
When your house doesn’t sell, it does more than disrupt your plans, it hits close to home. You prepared for the next chapter. You told people you were moving. You pictured where you’d go next. And then nothing happened. It’s normal to feel frustrated, confused, or even a little embarrassed. But here’s the part you […]
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Location, Location, Location: How a Flexible Wish List Can Unlock Better Homes Without Raising Your Budget
The Problem (and the Opportunity) One of the biggest advantages you can give yourself as a homebuyer right now is surprisingly simple: a flexible wish list. Think of your home search like it has guardrails. On one side is your budget. On the other is your wish list. When your budget needs to stay put […]
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Why More Homeowners Are Giving Up Their Low Mortgage Rate (And Why That Might Be Smarter Than It Sounds)
Why More Homeowners Are Giving Up Their Low Mortgage Rate If you’re like a lot of homeowners, you’ve probably thought: “I’d like to move… but I don’t want to give up my 3% rate.” That’s fair. That rate has been one of your best financial wins – and it can be hard to let go. But here’s […]
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